Finance
Ford Financing in Lanham, MD
Auto Loans
The DARCARS Ford of Lanham finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over, including Lanham, Seabrook, and Landover Hills, to ensure our customers get the right finance program at the most competitive rates.
Get Pre-Approved
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Maryland banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We strive to work with each customer to ensure their satisfaction. We have financed customers from New Carrollton to Glenarden. Whether you are right down the road or an hour away from Lanham, you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
Buying vs. Leasing a Ford
In Lanham, MD, the decision of whether to buy or lease a Ford is a common one among car enthusiasts and practical drivers alike. Each option has its unique set of advantages, and understanding these can guide you in making an informed decision that aligns with your automotive aspirations and practical needs.
Shopping around for a new car? Buying a Ford is an investment in dependability, a hallmark of the Ford legacy. This option is ideal for those who want long-term ownership and value the freedom to modify their vehicle. When you purchase, you gain the ability to customize your Ford with various accessories and parts, crafting a vehicle that not only serves your needs but also reflects your personal style. Furthermore, selling or trading your Ford offers flexibility for future automotive upgrades.
Leasing a Ford in Lanham, MD, presents an attractive alternative, particularly for those seeking a more budget-friendly option in the short term. When you lease, you pay for a portion of the vehicle's value, often resulting in lower monthly payments. This option is perfect for those who want to regularly upgrade to the latest Ford models, enjoying the newest features without the long-term commitment of a purchase.
Lease & Finance FAQs
Navigating auto finance and leasing can be riddled with questions. At DARCARS Ford of Lanham, our finance department can clarify these differences, ensuring your questions about Ford finance and leasing are thoroughly addressed.
Stop by 9020 Lanham Severn Road and select your preferred model to begin a Ford lease. Explore the array of lease options available, typically ranging from 24 to 60 months. Assess the various lease plans and special offers to find one that best suits your lifestyle and budget. To learn about our lease return program, click here.
The distinction between car loans and leases lies in their nature. A car loan involves financing the entire value of the vehicle, leading to ownership upon completion of payments. On the other hand, a lease is based on the vehicle's depreciation over the lease term, which lets you use the vehicle temporarily and not own it.
Yes, financing options are available for our used cars, trucks, and SUVs. While the terms and rates may differ from those of new car loans, DARCARS Ford of Lanham offers a diverse collection of high-quality used cars. This helps ensure that you get a vehicle that meets your standards and find financing solutions tailored to your needs.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Maryland banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!